Terms of use

1. The service

Alphaviu is an online financial information and decision-support service, published by [À COMPLÉTER] (see the legal notice). It computes and displays analyses, scores and signals on shares, funds, commodities and crypto-assets, and offers portfolio tracking, simulation and screening tools, as well as a real estate analysis module. Legal notice

2. What the service is not

Scores and signals are the output of an automated calculation on public data. They take no account of your situation, objectives or risk tolerance, and are neither investment advice, nor a personal recommendation, nor an offer to buy or sell. Your investment decisions remain your sole responsibility. Investing carries a risk of capital loss, and past performance is no guide to future performance.

3. Sign-up and access

The service is reserved for adults with legal capacity to contract. Sign-up requires a valid email address, to be confirmed, or a sign-in through Google, GitHub, Microsoft or X, also governed by that provider's terms. The account is personal: one account per person, confidential credentials, and any activity carried out from the account is deemed to be its holder's. A free plan remains available without any means of payment; some features are reserved for paid plans, described on the Pricing page.

4. Rules of use

The following are prohibited:

• automated extraction of data or analyses (bots, scraping), beyond a person's normal use;
• reselling, redistributing or publishing the service's data and analyses, in whole or in part;
• circumventing a plan's limits, security measures or access controls, and sharing credentials;
• any action that disrupts the service (excessive load, malicious code, intrusion attempts);
• any unlawful use, in particular spreading false or misleading information about a financial instrument, and publishing a review that is false, abusive or written on behalf of a third party.

5. What you publish

A published review remains your work. You grant the publisher, free of charge and for as long as it is published, the right to display it on the site. Each review is read before publication; the publisher may refuse or remove a review that breaches article 4. You may ask for your review to be removed at any time.

6. Intellectual property

The texts, calculation methods, software, graphics and the Alphaviu brand are protected and remain the publisher's property. Market data belongs to its providers. The service is open to you for your personal use. The data you enter (portfolios, lists, settings) remains yours.

7. Availability and changes

The publisher uses reasonable means to keep the service available, without any guarantee of continuous availability. Interruptions may occur for maintenance, or because of third-party data sources, which may also be wrong or delayed. The service evolves: features may be added, changed or removed. Removing a feature included in a current paid plan gives rise to the remedies set out in the general terms of sale.

8. Liability

The publisher is not liable for decisions taken on the basis of the information displayed, nor for resulting losses, nor for errors in third-party data sources. This limitation does not apply in the event of intentional misconduct or gross negligence, nor where the law prohibits it, in particular towards a consumer.

9. Suspension and closure of the account

You can close your account at any time from the My account page: deletion erases your data immediately, then from backups within 7 days at most. In the event of a breach of these terms, the publisher may suspend or close an account, after a warning by email except in an emergency or for a serious breach. The paid and unused period of a plan is then refunded pro rata, except in case of fraud.

10. Personal data

The processing of your data is described in the privacy policy.

11. Changes to these terms

Any substantial change to these terms is announced to you by email at least thirty days before it takes effect. If you refuse it, you may close your account before that date, with a pro rata refund of a current paid plan.

12. Governing law and disputes

These terms are governed by Swiss law, without depriving the consumer of the protection afforded by the mandatory rules of the law of their country of residence. In the event of a dispute, an amicable solution is sought first, including through the mediation described in the legal notice. Failing that, the consumer may bring proceedings before the courts of their domicile or of the publisher's registered office.